15+ 550000 mortgage
Please keep in mind that the exact cost and monthly payment for your mortgage will vary depending its length and terms. Assuming you have a 20 down payment 70000 your total mortgage on a 350000 home would be 280000For a 30-year fixed mortgage with a 35 interest rate you would be looking at a 1257 monthly payment.
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Therefore it had a negative real mortgage rate of 485 425 - 91.
. However thats exactly what I did in this unusually high inflationary environment. Please keep in mind that the exact cost and monthly payment for your mortgage will vary depending its length and terms. Assuming you have a 20 down payment 160000 your total mortgage on a 800000 home would be 640000For a 30-year fixed mortgage with a 35 interest rate you would be looking at a 2874 monthly payment.
The mortgage rate was a 30-year fixed at 425 and the latest inflation figure was 91. Paying off a mortgage with a negative real interest rate is a suboptimal financial move.
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